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Biden’s CFPB Director Wants You to Pay for Late Credit-Card Payers

Imagine a regulatory body of the United States government deciding that people who pay their bills should subsidize those who don’t. Well, imagine no more. The constitutionally dubious Consumer Financial Protection Board (CFPB) has a proposed rule (Regulation Z) that would lower the penalty fee for failing to pay credit-card debt on time from $30 […]

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