Tioga State Bank adds Hoyt to commercial- lending team

SPENCER, N.Y. — Tioga State Bank recently announced the addition of Joseph Hoyt to its commercial-lending team.

As a small-business lender, Hoyt works with individual businesses to help find financial solutions tailored to specific needs to help those businesses succeed. He is located at the bank’s branch on Fifth Avenue in Owego.

Hoyt brings to Tioga State Bank more than eight years of experience in banking and lending, including working with school districts, not-for-profits, health-care organizations, and small businesses.

Tioga State Bank, with 100 employees, provides financial services to the Southern Tier of New York and northern Pennsylvania through its 11 branch locations in Broome, Tioga, Chemung, and Tompkins counties.