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VIEWPOINT: Estate Planning Never Stops
While estate planning is crucial for promoting financial and generational wellness, the majority of American adults don’t have estate-planning documents — like wills, trusts, or health-care directives — in place. It’s common for many of us to avoid this process for a whole host of reasons, including procrastination, the misconception that it is strictly for […]
Ask Rusty: I’m 64. When Should I Claim My Social Security?
Dear Rusty: I am 64 years old and still working full time. My question is: when should I start receiving my Social Security? I would like to start it in January 2024 and go part time at work, but would I be losing much Social Security by not waiting until full retirement age? Signed: Trying
VIEWPOINT: Employers Who Promote Self-Care are Winning
Many businesses have been pushing their employees to perform at new levels since the COVID-19 pandemic hit in March 2020. Consider these statistics recently shared by the Harvard Business Review on how workloads increased between February 2020 and February 2022: • Weekly team meetings increased by 252 percent • Six billion more email messages were
VIEWPOINT: New NYS Labor Law Shines Light on Employee-Driven Innovation
On Sept. 15, 2023, New York State Gov. Kathy Hochul signed an amendment to a New York Labor Law that would invalidate certain intellectual-property provisions in employment agreements, effective immediately. Under this amendment, Section 203-f, any provision in an employment agreement that requires employees to assign the rights to inventions to their employer will now
Ask Rusty: About Federal Taxation of Social Security Benefits
Dear Rusty: Why are my Social Security benefits being taxed at all? The Social Security FICA payroll taxes taken out of my paycheck while I was working were paid with taxable income. Signed: Disgruntled Taxpayer Dear Disgruntled Taxpayer: Many Americans share your belief that federal taxation of Social Security benefits is unfair because we pay
VIEWPOINT: Boomerang Employees: Why You Lose Them & How to Keep Them
They say if you care about something, set it free and if it comes back, it’s meant to be. In many ways, the same can be said for employees and their workplaces — as “boomerang employees” have become the latest hiring trend. This term is used to describe employees that leave their positions to pursue
Ask Rusty: I’m a Veteran. How Do I Get My Extra Social Security?
Dear Rusty: As a military veteran, I was told that the final amount of my Social Security should be a little higher as a reward for my military service. If so, I have two questions: 1. How much is the boost? 2. How can I know that amount has been applied? Signed: Unsure Dear Unsure:
VIEWPOINT: Gov. Hochul Signs Legislation to Strengthen Workers’ Rights
On Sept. 14, Gov. Kathy Hochul signed three pieces of legislation into law, all of which are reflective of her ongoing efforts to strengthen workers’ rights in New York state. Written notice of unemployment benefits Bill (S. 4878-A/A. 398-A) amends Section 590 of the state’s Labor Law. Under this new legislation, employers must provide written
VIEWPOINT: The Importance of Showing Thought Leadership
Many professionals understand the significance of building awareness of their expertise and thought leadership, but often grapple with how to do so. Thought leadership goes beyond mere expertise; it is a process that entails building authentic, collaborative relationships within one’s industry, identifying patterns, recognizing emerging trends, and cultivating a code of values and integrity that
VIEWPOINT: Cybersecure Your IoT
Internet of Things (IoT) technologies employ embedded devices to sense, and sometimes control, the physical world around us. They offer several benefits that range from general awareness to improved operational efficiency, or just plain convenience. IoT solutions have supported all of this nation’s critical-infrastructure sectors, from commercial facilities and transportation to food and agriculture, while
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