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U.S. Health-Care Costs versus Health Outcomes
Dr. Michael Kirsch, a practicing physician and newspaper columnist, has lamented that he has difficulty answering questions about the economics of health care. One of his questions strikes at the heart of the justification for Obamacare: “Why is our per-capita health care cost so much higher than other nations that demonstrate superior health outcomes?” Implicit […]
Affordable Care Act Taxes & Fees: What Employers Need to Know for 2015
Since the Affordable Care Act (ACA) was passed into law in 2010, employers who offer employee health benefits have absorbed additional costs to provide quality health-care coverage to their employees. These costs have taken the form of expanded eligibility for adult dependents, routine and preventive services covered at no member cost share for non-grandfathered plans,
How satisfied are your employees?
Of course, most of us have probably heard the legendary song “(I can’t get no) Satisfaction” by The Rolling Stones many times. Unfortunately, the words are also a feeling shared by many people these days. All you have to do is check your Facebook newsfeed or Twitter account to find people who “can’t get no
Guidance on Taxes and Employee Benefits in the Year since the U.S. v. Windsor
In June 2013, Section 3 of the Defense of Marriage Act (DOMA) was ruled unconstitutional by the U.S. Supreme Court in United States v. Windsor. In particular, Section 3 of DOMA defined marriage for the purposes of federal law as being between one man and one woman, therefore, legally married same-sex couples were not considered
Beware of Hidden Dangers in Inadequate Indemnifications
Amy manufactures miniature springs. Brad wants to buy those springs to install in plastic frogs he sells to a burger chain as kids’ meal prizes. Brad knows that if a spring in one of his frogs malfunctions and injures someone, he’ll be sued. So, he insists that the contract with Amy include both an indemnification
It Takes the Right Tactics to Improve Sales Performance
In Lee Child’s book “Without Fail,” a Secret Service official simplifies a disturbing problem. “If the Yankees come to town saying they’re going to beat the Orioles, does that mean it’s true?” And then he adds, “Boasting about it is not the same thing as actually doing it.” It’s the same with sales, where there’s
Integration, Not Balance — Focus, Not Prioritization
“The main thing is keeping the main thing the main thing.” — Stephen Covey I am often amazed at how many of us have been given the same bad advice over the years, and, in retrospect, how often I have given it myself. I mean advice such as: live a balanced life, create work-life balance,
Take Charge of Your Internal Communications
In any organization — whether you are a CNY Top 100 corporation or a much smaller business — employees should be your number-one audience. The most successful organizations are those with engaged employees who are involved in frequent two-way dialogues with leadership throughout the organization. These top-performing companies give employees the chance to provide their
Do We Need Price Controls to Stop Exorbitant Hospital Fees?
After the birth of my first child, my wife and I noticed we were billed for a very expensive bedpan and box of tissues we never used. We challenged the charges and were told not to worry. Because of our fixed co-pay, these items did not cost us anything. Although we were skeptical, the hospital
I Don’t Have Any Competition … or Do I?
Often, business owners will say a variation of, “Well, at least there is no one who is doing exactly the same thing I am. That’s what competition is, right?” Not necessarily. It’s impossible to run your business successfully in a vacuum; someone out there is going to attempt to one-up your idea. That’s the philosophy
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