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Ask Rusty: I’m Concerned About Social Security Solvency
Dear Rusty: I retired at age 58. My husband and I worked 40 years of employment each. I had a 401(k) only — no other benefits. We saved, we invested through our financial advisor, and have done okay watching our investments grow (except for the last three years). Neither my husband nor I have taken […]
VIEWPOINT: We’re Preparing for the Next Chapter in our Economic Story
The Greater Binghamton area is at an inflection point. Despite the national and global challenges of recent years, we have seen several important economic metrics moving in the right direction. But have we succeeded in becoming all that we want to be as a community? There are many definitions of success and I’m sure you’ve
VIEWPOINT: Why Businesses and Families Are Choosing To Relocate To Binghamton
COVID-19 has changed the fabric of daily life in America, reshaping our communities and how we think about the future. The rise of remote work means people, increasingly, can live anywhere. So when it isn’t a job that drives a person’s decision on where to live, what is it? In Binghamton, we’re seeing those answers
STRATEGIC MINUTE: The solution for employee burnout? Proper team structure
The past 10-15 years of business have been dominated by an obsession with efficiency: How can we accomplish more work with fewer employees to save money and maximize profitability? Certainly, continued efforts to reach new levels of efficiency are important to business growth and sustainability. But the most recent three to five years have shown
Ask Rusty: About Social Security Benefits for my Minor Children
Dear Rusty: I will be 62 in 2024 and am considering starting Social Security benefits at that time. I will have two children under the age of 18. One of them will be 10 and the other 15. Will they be able to draw benefits in addition to my benefits? Signed: Father of Two Dear
VIEWPOINT: Moving too fast makes you the perfect target for cyber fraud
Feeling busier than usual? Whether it’s the ongoing struggle to fully staff positions, trying to meet customer needs despite inflationary pressures, or just keeping ahead of rapidly changing economic news, it seems like businesses are stretched for time and business owners are feeling stressed and overwhelmed. People have used the adage “haste makes waste” since
VIEWPOINT: 4 Hallmarks of a Successful Agent-Client Relationship
In their classic book “The Trusted Advisor,” authors David Maister, Robert Galford, and Charles Green outline the necessary ingredients for a successful advisor-client relationship. Their thesis could be boiled down to this maxim about the world’s wealthiest man: “The way to be as rich as Bill Gates is to care more about writing code than
VIEWPOINT: OFCCP Issues Updated Voluntary Self-Identification of Disability Form
The Office of Federal Contract Compliance Programs (OFCCP) approved the use of a revised voluntary self-identification of disability form (Form CC-305) on April 25. The recently released form includes updated language and additional examples of disabilities. Federal contractors and subcontractors have until July 25, 2023, to implement the new form into their applicant and employee
Ask Rusty: How Much Can I Earn in my First Year on Social Security?
Dear Rusty: My 62nd birthday is in late August of this year. I would like to start collecting Social Security, but after reading about the need to keep my earnings less than $21,240 in the first year it doesn’t seem fair to those who have birthdays later in the year. I will have earned a
HISTORY FROM OHA: A Brief History of Allen Tool Corp. and Allen Tool Phoenix
Charles Thomas Allen was born in Syracuse on Jan. 26, 1887. His British father died when Allen was just an infant. Allen’s mother, Minnie Newman Allen, raised in Pompey, brought up her young son in Syracuse. Mrs. Allen would later marry Henry Keene and become a stepmother to Keene’s son, Leon Henry Keene. Charles Allen
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