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What ChatGPT & other generative AI tools mean for HR teams
For the last [few] months, ChatGPT has taken the internet by storm. You can’t browse Instagram or Facebook without seeing a demonstration of something ChatGPT did to amaze a new user: write a stock-trading program, complete an AP English essay, or create a science-based workout program. Hundreds of journalists have hypothesized its implications since ChatGPT […]
Ask Rusty: About Social Security’s “First Year Rule”
Dear Rusty: I’m considering filing for my Social Security (SS) at age 64 in February, before my full retirement age of 66 years and 10 months. I’m working full time and would like to continue earning until I meet the $21,240 limit for this year. When does the $21,240 limit go into effect? Does it
VIEWPOINT: Governor Hochul Vetoes Changes to Wrongful-Death Law
On Jan. 31, 2023, New York Gov. Kathy Hochul vetoed a bill designed to dramatically overhaul the state’s wrongful-death statute by permitting the family members of wrongful-death victims to recover for emotional distress. Under the current law, economic recovery for wrongful-death claims is primarily limited to the lost earning potential of the deceased individual. The Grieving
VIEWPOINT: Retirement Planning has Changed Again with SECURE Act 2.0
In 2019, Congress passed and President Donald Trump signed into law the Setting Every Community Up for Retirement Enhancement (SECURE) Act. The intent of this law was to improve the way businesses provide retirement benefits to employees. In 2022, some long-awaited changes to the original act were introduced, and what is now known as SECURE
Ask Rusty: Will Social Security Be There for Me?
Dear Rusty: I am 56 and hope to hold out to get maximum Social Security at age 70. However, with all of the talk of Social Security funds being depleted, is it wise to continue with this mindset? Will there even be Social Security benefits for folks in my age bracket? Should I think about
SMALL BUSINESS SPOTLIGHT: Perseverance furthers at Dead Branch Ranch
POMPEY, N.Y. — The saying “perseverance furthers” dates back thousands of years and has been expressed variously in different ways by many different cultures. As folk wisdom, it remains applicable today, despite the frenetic pace of our modern, digitally interconnected world. Through a desire to create slower, more meaningful lives for themselves, and as the
Ask Rusty: What Counts for Social Security’s Earnings Limit?
Dear Rusty: I retired on Feb. 1, 2022. I collect a pension from my employer plus a union pension, as well as Social Security, all of which started in February 2022. I am married and I’m 65 years old. I only worked four weeks in 2022 before retiring, but my income ended up being far
VIEWPOINT: COVID-19 Legal Check-Up: Where Are We Now?
With the onset of the COVID-19 XBB.1.5 variant, more employees are in need of time off from work this winter to recover from unfortunate illness. Below is a quick update for employers on the current state of COVID-19 paid-leave laws available to employees: NYS COVID Paid Leave: Still in Effect. Enacted in March 2020, NY
VIEWPOINT: Health Care and Cybersecurity CIRCIA’s Potential Effect on Health-Care Entities
Welcome to 2023. As in 2022, we are likely to see continuing escalation of cyber-intrusion threats to health-care entities and their data. Health-care data breach already is far from a trivial matter. According to one expert, there have been more than 4,400 breaches during the span of 2009 to 2021 — involving 500 or more
Avoid cybersecurity risks during tax season
“Tax season is really just another opportunity for the bad guys,” says Michael Polce, CEO of M.A. Polce Consulting in Rome. Businesses need to be proactive all year, but especially during tax season when the scammers ramp up activity. “All the rules still apply,” he says, but awareness should be enhanced this time of year.
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