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Ask Rusty: How Do I Receive My Social Security ASAP?
Dear Rusty: I was wondering how far in advance of my 62nd birthday in November 2023 should I file my Social Security benefits paperwork in order to receive my first check the same month I turn 62? I usually work a part-time job during the winter months, but that job fell through this fall. So, […]
VIEWPOINT: Celebrating a Well-Rounded, Skilled Workforce
Apprenticeship Week is a time when business, education, and government leaders can highlight the impact that workforce training and alternative pathways have on our state and our economy. Celebrated nationally from Monday, Nov. 14 to Sunday, Nov. 20, the week offered individuals a chance to consider some of the important benefits apprenticeship programs have, especially
Ask Rusty: How Do I Handle an Overpayment Notice from SSA?
Dear Rusty: Things have gone well for me until now. I got a job and have enjoyed going back to work after being retired. But I just got some bad news — a letter from the Social Security Administration (SSA), saying I owe it $17,000 because when I went back to work, I earned more
VIEWPOINT: 5 marketing trends for 2023: why back-to-basics is best
Each year brings with it new technologies, new shifts in consumer behavior, and new selling opportunities that get marketers excited. In each regard, 2023 will be no different. While the new year can be one of great success and growth for your organization, it might not be the year to go all-in on the latest
Ask Rusty: Octogenarian Asks About Wife’s Spousal & Survivor Benefits
Dear Rusty: I am now 80 and my wife is 76, and we both took early Social Security benefits at age 62. When my wife took her Social Security, it was a lot smaller than mine, so they took a portion of mine and added it to hers. How does that work? Also, when I
VIEWPOINT: NLRB steps up penalties for unfair labor practices
In a September 2021 memorandum, The National Labor Relations Board (NLRB) signaled its intent to exercise the full extent of its power to enforce stricter and more costly penalties for unfair labor practices (ULPs). The change was made evident in June 2022, when the NLRB issued a consequential-damages award in a settlement agreement for the
VIEWPOINT: An Overlooked Resource for Small Business: Your bank
Typically, when the topic of resources For small businesses is discussed, you might think of transactional interactions, such as financing or banking products that can help with day-to-day activities. When small businesses approach banks, it’s usually to investigate funding and determine the terms of a loan — that makes sense, that’s a core part of what
VIEWPOINT: Report Uncovers Opportunity for Local Charities’ Future
Research commissioned by the Central New York Community Foundation has found that a combined net worth of $245 billion in the five-county region of Onondaga, Oswego, Cayuga, Madison, and Cortland counties is poised to undergo an 11 percent transfer between generations. That will total $25 billion over the next 10 years. The research, conducted by
VIEWPOINT: New York State Lowers Overtime Threshold for Agricultural Workers
On Sept. 30, 2022, New York State Labor Commissioner Roberta Reardon announced that she has accepted the New York Farm Laborers Wage Board’s recommendation to lower the overtime threshold for agricultural workers from 60 hours down to 40 hours. During its Sept. 6, 2022 meeting, the board voted 2-1 in favor of submitting its report
Ask Rusty: About Applying for Social Security Benefits
Dear Rusty: I will be turning 65 this December and will most likely continue working until July 2024 at my current job. It is possible I could leave a year earlier. With that being said, when should I submit paperwork to start collecting Social Security (SS) benefits? Is there anything I should know prior to
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