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ASK RUSTY: Is It Always Best to Wait Until Age 70 to Claim Social Security?
Dear Rusty: I’m 66 years old and still (self) employed as a home builder. I have not taken Social Security benefits yet, and don’t need to at this time. If relevant, my business struggled when I first started it five years ago, but did well last year, and I’ll have my highest earning year in […]
VIEWPOINT: How to find top talent in a work-from-home world
It would be an understatement to say that COVID has forever changed the world of work. The impact of work from home and the rapid adoption of technologies like Zoom and MS Teams that made it possible have led to significant hiring challenges. No longer can companies succeed in demanding that workers report into an office. Those
CEO FOCUS: Proposed Investments Will Create a More Vibrant Community
Right now, there are projects and investments being proposed at a level we have not seen in generations. Over the past year, our business-development team has been actively tracking more than $89 million in proposed projects that are interested in expanding and locating in Central New York. Not only do these investments drive growth, progress, and economic
ASK RUSTY: If I Die, What Happens to the Social Security Taxes I Paid?
Dear Rusty: I have heard that when my wife and I pass, the government keeps all we have paid into Social Security. Is this correct? Signed: Curious Senior Dear Curious: The Social Security taxes paid while you and your wife were working weren’t deposited into a personal account for each of you; rather they were
VIEWPOINT: New York Minimum-Wage Increases for 2022
Under the New York State Minimum Wage Act, minimum-wage rates in New York increase each year on Dec. 31 until reaching $15 per hour. In New York City and for large fast-food companies throughout the state, the minimum wage has already reached its $15 maximum. On Sept. 22, 2021, the New York State Division of the
NONPROFIT MANAGEMENT: Bidding good bye with a primer on value-based payments
“Great is the art of beginning, but greater is the art of ending.” — Henry Wadsworth Longfellow The time has come to pass the torch to the next generation of Bonadio Health- and human-service experts. After publishing columns in The Central New York Business Journal (CNYBJ) for 13 years, I will continue my love of writing
VIEWPOINT: Efficacy of grantor trusts under proposed tax law
Focusing on provisions that affect estate-planning strategies In September 2021, the U.S. House says and Means Committee released draft legislation intended to raise revenue to fund the proposed trillion-dollar budget-reconciliation bill (originally proposed at $3.5 trillion, but now set to be scaled down). Included in the draft legislation are numerous proposals that would affect both personal and
SMALL BUSINESS SPOTLIGHT: Quilts By Commission: From Home-Based Business to So Much More
AUBURN — Up until now, Stephanie McCall — owner of Quilts By Commission, LLC of Auburn — has created custom quilts as a one-woman show. However, COVID shutdowns made her re-imagine her customers’ experience. While the part of McCall’s business that required in-person consultations suffered early in the pandemic, she was able to adapt by
MUSIC & LEADERSHIP: McCarthy Tracy draws on musical background to lead family business
Maureen McCarthy Tracy provides an excellent example of this phenomenon. As the VP of community and connections at Northland Communications, she draws on her musical background every day to successfully lead her family’s company. McCarthy Tracy’s musical background is quite literal. When Maureen and her team began working remotely in March 2020, she set up
VIEWPOINT: Mobile sports betting in N.Y. could open other gaming avenues
As the football season rolls on and we look forward to Super Bowl LVI, there is soon to be one new element in New York state that has never existed before, legally. A law that was recently passed with hope to be in effect ahead of the big game, has New York State placing its own wager
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