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CEO FOCUS: Eligibility Expanded for Pandemic Small-Biz Recovery Grant Program
As one of her first acts as governor of New York, Kathy Hochul announced expanded eligibility for the $800 million COVID-19 Pandemic Small Business Recovery Grant Program. New changes to the program will enable more small businesses to apply for funding. Businesses with revenue from $25,000 up to $2.5 million can now apply for grants, up from […]
VIEWPOINT: Ask Rusty: My Social Security Income Hurts When I File My Taxes
Dear Rusty: I am getting hammered with taxes on my Social Security (SS). I am retired and draw a meager work pension and SS benefits. When my wife and I filed our joint tax return, we owed the IRS a substantial amount of money — they took 85 percent of my SS in taxes. We
VIEWPOINT: Telehealth in the pandemic era
There is a well-known proverb: “Necessity is the mother of invention.” What started as a niche market for concierge and special-case patients, the telehealth industry has become a behemoth virtually overnight — with projections reaching $559.52 billion by 2027, according to Fortune Business Insights — entirely because of the COVID-19 pandemic. How could something that was
VIEWPOINT: Feeling down in the dumps? Take stock of the optimist in you
You’ll live longer There is a song that tells us to “accentuate the positive.” Philosopher Norman Vincent Peale wrote a best-selling book that encouraged us to use the “power of positive thinking” to get along in life. But now, at a time when too many of us are experiencing bouts of depression due to the pernicious coronavirus
NONPROFIT MANAGEMENT: Giving retirement-plan compliance the attention it deserves
“My best days in retirement are when I give back to the community.”— Anonymous Stock markets continue to hit all-time highs throughout the pandemic since the lows of the original sell-off on March 23, 2020. We see 401(k) and 403(b) retirement account values have increased significantly for almost all participating employees and retirees, as the S&P 500
VIEWPOINT: Non-Competes are Enforceable in New York, but Attorneys get a Pass
Non-competition agreements are ubiquitous across the United States in most industries and at all levels of those industries. These agreements have come under increasing scrutiny, including by the Federal Trade Commission and the New York Attorney General. While non-competition agreements are largely permissible in the professions, one notable holdout that prohibits them is the one that writes
VIEWPOINT: Tips & Resources for Small Businesses on Road to Recovery
Small-business owners in Central New York and across the country are slowly but surely regaining their footing after a uniquely challenging year. According to new research from Bank of America’s 2021 Small Business Owner’s Report, economic confidence and revenue expectations have bounced back significantly since last fall. We found that 60 percent of small businesses nationwide
VIEWPOINT: IRS Updates American Rescue Plan Act Guidance
On July 29, the Internal Revenue Service (IRS) updated its Tax Credits for Paid Leave Under the American Rescue Plan Act (ARPA) of 2021 guidance. As a reminder, private-sector employers with fewer than 500 employees could voluntarily elect to extend ARPA benefits to their employees through Sept. 30, and in exchange, receive a federal tax credit. Under
VIEWPOINT: Ask Rusty: Should I Claim Social Security Family Benefits?
Dear Rusty: I was born in 1956 and my wife in 1961. I’ve got 45 years of Social Security earnings, and I will have income in 2021. We have four minor children, the youngest born in 2012. When is the best time for us to apply for benefits? Are we eligible for family benefits? My
SMALL BUSINESS SPOTLIGHT: Small business in Small Town USA: Stepping up in a big way
CAZENOVIA — Travis Barr and Alex Altomonte stepped into my small Cazenovia office with a wish, a dream, and a legacy. Little did they know that their journey would not only change their lives, but also the many lives of the residents and visitors of this quaint, little community. The idea of owning a business
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