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Ask Rusty: Are SS Spousal Benefits Always a Factor?
Dear Rusty: Both my wife and I have worked our entire lives. When we retire, will we both be entitled to a full benefit amount each, or will there always be a spousal factor in there? Also, how are those benefits calculated — based on your highest salaries throughout your career, or your ending salaries […]
VIEWPOINT: Social listening and essential response
How to use social media to your brand’s advantage Using social media as a tool for customer service is a cornerstone of digital marketing in the 21st century. However, it isn’t as simple as firing off a series of posts on X in response to angry customers. In fact, responding to customers when they are
VIEWPOINT: Snow Removal & Insurance Issues for N.Y. Business Owners
Winter in New York state brings picturesque snowscapes and the joy of seasonal festivities. However, for business owners, it also ushers in unique challenges that demand careful attention. Snow accumulation is not just an inconvenience; it can have far-reaching implications on safety and financial stability. In this comprehensive guide, we will explore the essential aspects
VIEWPOINT: Legal Eagles: The Story of Hancock Estabrook, LLP
Hancock, who was born on May 30, 1847, was raised in the town of Granby in Oswego County. Educated first at the Falley Seminary in Fulton, he graduated from Wesleyan University, then received his law degree from Columbia Law School in 1873. After his admission to the bar, Hancock moved to Syracuse and established his
VIEWPOINT: Kilian Manufacturing builds a lasting legacy in bearings
The founder of Kilian Manufacturing Corporation, Frederick K. Kilian, emigrated from his native Germany in 1907, when he was only 14 years old. After settling in Watertown, he moved to Auburn, where he met and married his wife, Mary. They stayed in Auburn for several years before eventually settling in Syracuse around the close of
VIEWPOINT: 100 years strong, the history of Morse Manufacturing
Morse Manufacturing Company, a third-generation, family-owned company, celebrated its 100th anniversary in 2023. Founded by J. Mott Morse as a manufacturer of custom metal parts and stamping operations, the company became one of many that supported the burgeoning automobile industry here in Central New York. The company’s innovations included snap-foot accelerators in Ford’s Model T,
VIEWPOINT: The Beautiful Legacy of the Visiting Nurse Association
Three Syracuse women — Laura Bissett Mills, Arria S. Huntington, and Dr. Julia Hanchett — founded the Visiting Nurse Association (VNA) in March 1890. All three were acutely involved in local public-welfare programs, especially those focused on the health of women and children. Mills founded the Good Shepherd School of Nursing in 1887 at the
VIEWPOINT: Three Tips to Prepare for the Sale of Your Business
Most middle-market business owners share a similar goal: to build value and eventually monetize their investment. Whether a business owner’s ultimate exit is one, five, or even 10 years down the road, the key to a profitable sale is beginning the planning process early. This process should include determining your go-to-market readiness, maximizing top value
VIEWPOINT: Preparing for Tax Season & Your Future
With tax season upon us, business owners are hyper-focused on making sure their filing is correct. While this is incredibly important, many business owners are missing out on an ideal opportunity to plan financially, for next year and beyond. It might seem overwhelming to plan for the future while still actively working on the present,
Ask Rusty: Can I Voluntarily Suspend My SS Payments?
Dear Rusty: My wife retired in 2015 and is receiving Social Security (SS). I am past my full retirement age, and I still work. I recently filed for SS benefits and received my first payment earlier this month, and my benefits are around three times my wife’s. I now find that, due to other income,
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