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Law, Accounting & Taxes

Pathfinder says success of stock offering confirms its strategy

OSWEGO — In October, Pathfinder Bancorp, Inc. offered more than 2.6 million shares of its common stock for sale at $10 a share as it pursues its business-diversification strategy. The offering was oversubscribed, generating $37.6 million, and signaled that investors approve of the company’s business direction, according to its leader. Proceeds above the $26.4 million maximum

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Failing to Plan

“What is the best use of my time right now?” The famous question posed by author Alan Lakein, and the related response, “goal setting and planning,” captures the essence nicely.  For the typical business owner, “planning” brings to mind income-tax planning, or perhaps sales planning, or even budget planning. While all of these are important,

How Homeowner Policies Affect Your Home-Based Business

From a technological standpoint, running a business from home has never been easier. Smart phones, email, fax machines, the Internet, skyping, have all led to a major surge in what have been termed “homepreneurs.” It’s believed more than half of all U.S. businesses are based out of an owner’s home. Unfortunately, many of these people

Are You And Your Roof Ready for Winter?

As the year comes to an end, it’s time to think about winter’s potential threats to your building’s roof. If we lived in a perfect world, we would never have any roof collapses, because: – Roofs would be properly designed to meet code requirements for snow loading, including any sliding or drifting conditions; – Buildings

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