This is a question we continuously get asked at CH Insurance. Clients with a good loss history, timely payments, excellent credit, and very good policies and procedures. All across the landscape consumers are feeling the pinch of their insurance carriers in both Commercial and Personal Insurance. There are many factors that are continuing to drive insurance rates up. Let’s explore some of these by line of coverage.
Auto insurance rates have been continuing to rise over the last 5 or so years. Here are some of the reasons:
Here are some useful tips that can help with rates:
Homeowners are not isolated from the impact of increased premiums. Here are some of the reasons why:
Here are some helpful tips that can help with rates:
Business owners are also experiencing rate increases. If you are a business owner with vehicles and property, much of the same items that are impacting personal auto and homeowners’ rates are impacting your business as well. In addition, business owners are also being impacted by their general liability, group benefits, employment practice premiums going up.
Some of the reasons for the increase in business related insurance premiums are:
Here are some helpful tips:
As an independent agent, CH Insurance has access to numerous insurance companies to help you analyze this maze. We will work hard to find the right insurance solutions for you, your business, or family. CH Insurance is in your corner … every day, every way!
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