NBT Bank Greater Binghamton has hired Kevin O’Hara as senior vice president and regional commercial banking manager. He has 23 years experience in the financial-services industry. Most recently, O’Hara was commercial lending relationship manager and team leader at M&T Bank in Binghamton. Prior to that, he was commercial lender at BSB Bank & Trust. O’Hara earned his bachelor’s degree in finance and business economics from Alfred University.Steven Bulger has been hired as senior vice president and director of retail sales. He has 19 years experience in the financial-services industry. Most recently, Bulger was senior vice president of retail branch operations for PNC Bank in Pennsylvania’s Lehigh Valley. Previously, he was executive vice president and director of retail branch operations for HSBC Finance Canada. Other positions at HSBC included senior vice president and division general manager, district sales manager, and director of sales for HSBC’s Beneficial Group. Bulger earned his bachelor’s degree in business management from the University of South Carolina. He holds a Six Sigma Black Belt in process improvement from Eckes and Associates and his executive mastery certification from Gap International.