Profit falls at M&T

M&T Bank Corp. (NYSE: MTB) earned $148 million in the fourth quarter, down from $204 million a year earlier.

Earnings per share in the period totaled $1.04, down from $1.59 in the fourth quarter of 2010.

A $79 million charge related to M&T’s investment in Bayview Lending Group and $25 million in charges related to certain mortgage-backed investment securities helped push profits down, according to M&T. The bank also received $55 million in cash related to a lawsuit settlement during the quarter and made a $30 million contribution to the M&T Charitable Foundation.

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Those four items cut profit by $48 million, or 38 cents a share, M&T said.

M&T Bank, based in Buffalo, has $77.9 billion in assets and 780 branch offices in New York, Pennsylvania, Maryland, Virginia, West Virginia, New Jersey, Delaware, Florida, Washington, D.C., and Ontario, Canada.

M&T is the leading bank in the Syracuse–area deposit market with 30 branches, more than $2.2 billion in deposits, and a market share of more than 21.2 percent. It is number two in the Utica–Rome market with 13 branches, more than $615 million in deposits, and a market share of about 16.8 percent.

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M&T also leads the Binghamton–area market with a deposit market share of 48.7 percent, 16 branches, and more than $1.2 billion in deposits, according to statistics as of June 30 from the Federal Deposit Insurance Corp.

 

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