T. Gschwender & Associates, Inc.

T. Gschwender & Associates, Inc. (TGA) has hired JOHN PISZAK, STEVE AMBROSE, and SCOTT ROSE. Piszak has comprehensive banking expertise gained from more than 45 years as a top level executive. He was the chief credit/risk officer and executive VP at Fidelity Bank in Pennsylvania, from which he retired. Piszak’s impressive credit background includes: senior manager in charge of all commercial and consumer lending as well as member of top management team who oversaw credit policy, compliance, and loan review.

As a bank executive with nearly 40 years in the industry, Ambrose joined TGA after his recent retirement from Five Star Bank, where he was the senior VP/loan review/workout group manager. He is also a past president of the Rochester chapter of Bank Administration Institute and an instructor for the Rochester chapter of the American Institute of Banking.

Rose is a financial professional with more than 30 years in the field. He has a strong credit background with a focus on small business, government, large corporate, and not-for-profit lending. Most recently, Rose was the VP/relationship manager for government banking at First Niagara. He also gained expertise from his many years with KeyBank and JP Morgan Chase/Chemical Bank. Rose is a U.S. Marine Corp veteran.